diff --git a/spring-beans/src/main/java/org/springframework/beans/factory/support/DefaultListableBeanFactory.java b/spring-beans/src/main/java/org/springframework/beans/factory/support/DefaultListableBeanFactory.java
index 3ce177368d8..83f3cb00472 100644
--- a/spring-beans/src/main/java/org/springframework/beans/factory/support/DefaultListableBeanFactory.java
+++ b/spring-beans/src/main/java/org/springframework/beans/factory/support/DefaultListableBeanFactory.java
@@ -639,10 +639,15 @@ public class DefaultListableBeanFactory extends AbstractAutowireCapableBeanFacto
 							}
 						}
 						else {
-							if (includeNonSingletons || isNonLazyDecorated ||
-									(allowFactoryBeanInit && isSingleton(beanName, mbd, dbd))) {
+							if (includeNonSingletons || isNonLazyDecorated) {
 								matchFound = isTypeMatch(beanName, type, allowFactoryBeanInit);
 							}
+							else if (allowFactoryBeanInit) {
+								// Type check before singleton check, avoiding FactoryBean instantiation
+								// for early FactoryBean.isSingleton() calls on non-matching beans.
+								matchFound = isTypeMatch(beanName, type, allowFactoryBeanInit) &&
+										isSingleton(beanName, mbd, dbd);
+							}
 							if (!matchFound) {
 								// In case of FactoryBean, try to match FactoryBean instance itself next.
 								beanName = FACTORY_BEAN_PREFIX + beanName;
diff --git a/spring-beans/src/test/java/org/springframework/beans/factory/DefaultListableBeanFactoryTests.java b/spring-beans/src/test/java/org/springframework/beans/factory/DefaultListableBeanFactoryTests.java
index 3216b92938d..b11449d0312 100644
--- a/spring-beans/src/test/java/org/springframework/beans/factory/DefaultListableBeanFactoryTests.java
+++ b/spring-beans/src/test/java/org/springframework/beans/factory/DefaultListableBeanFactoryTests.java
@@ -263,6 +263,32 @@ class DefaultListableBeanFactoryTests {
 		assertThat(DummyFactory.wasPrototypeCreated()).as("prototype not instantiated").isFalse();
 	}
 
+	@Test
+	void nonInitializedFactoryBeanIgnoredByEagerTypeMatching() {
+		RootBeanDefinition bd = new RootBeanDefinition(DummyFactory.class);
+		bd.setAttribute(FactoryBean.OBJECT_TYPE_ATTRIBUTE, String.class);
+		lbf.registerBeanDefinition("x1", bd);
+
+		assertBeanNamesForType(TestBean.class, false, true);
+		assertThat(lbf.getBeanNamesForAnnotation(SuppressWarnings.class)).isEmpty();
+
+		assertThat(lbf.containsSingleton("x1")).isFalse();
+		assertThat(lbf.containsBean("x1")).isTrue();
+		assertThat(lbf.containsBean("&x1")).isTrue();
+		assertThat(lbf.isSingleton("x1")).isTrue();
+		assertThat(lbf.isSingleton("&x1")).isTrue();
+		assertThat(lbf.isPrototype("x1")).isFalse();
+		assertThat(lbf.isPrototype("&x1")).isFalse();
+		assertThat(lbf.isTypeMatch("x1", TestBean.class)).isTrue();
+		assertThat(lbf.isTypeMatch("&x1", TestBean.class)).isFalse();
+		assertThat(lbf.isTypeMatch("&x1", DummyFactory.class)).isTrue();
+		assertThat(lbf.isTypeMatch("&x1", ResolvableType.forClass(DummyFactory.class))).isTrue();
+		assertThat(lbf.isTypeMatch("&x1", ResolvableType.forClassWithGenerics(FactoryBean.class, Object.class))).isTrue();
+		assertThat(lbf.isTypeMatch("&x1", ResolvableType.forClassWithGenerics(FactoryBean.class, String.class))).isFalse();
+		assertThat(lbf.getType("x1")).isEqualTo(TestBean.class);
+		assertThat(lbf.getType("&x1")).isEqualTo(DummyFactory.class);
+	}
+
 	@Test
 	void initializedFactoryBeanFoundByNonEagerTypeMatching() {
 		Properties p = new Properties();